In this video above "CARA MENGATUR GAJI HARIAN AGAR HEMAT" is video about tips how to set a daily salary for saving. As we know managing a daily salary is not as easy as managing a monthly salary because we have to start from a small amount. Then, how do we managing it?
Actually, how to set a daily salary is not much different from how to set a monthly salary, both of them have to make a monthly budget. Okay, let's see the tips:
1. Calculate your average income for a month. Take the smallest one.
2. Make a budget for 1 month, such as :
- a budget for saving (specify the minimum money to be saved every day & do it regularly.
- a budget for monthly bills, such as electricity, credit card, etc.
- a budget for monthly needs, such as sugar, cooking oil, rice, bath soap, dish soap,etc.
- a budget for reserve funds (money provided for back up purposes.
- a budget for daily shopping for food (means the rest of your salary for your daily meals).
3. Post the budget that we made earlier into each separate envelope in accordance with the budget earlier. (No.2 / see the video for detail and example).
The step above were the same as we set for monthly salary and the difference is in managing daily salary we have to divide each budget in step no.2 into 30 days. So, we put the money into envelope everyday.
thereby, tips how to set a daily salary for saving according to my experience, I hope this will be useful for everyone.
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